Software for fintech and finance
Finance businesses handle money, identity, and regulated data. We build the portals, integrations, and internal tools they need, with security and audit trails designed in.
Overview
Where software helps
Finance businesses, from lenders and payment companies to accounting firms and advisers, run on accurate data, clear records, and trust. Customers expect to apply, pay, and check their accounts online at any time.
Software for finance has to be secure, auditable, and reliable before anything else. It also has to connect to payment providers, banks, credit bureaus, and accounting systems.
Who we build for
- Lending businesses and NBFCs
- Payment and wallet companies
- Accounting and bookkeeping firms
- Investment and wealth advisers
- Insurance intermediaries
- Fintech startups
Common problems
What slows these businesses down
- 01
Customer onboarding is slow
Documents arrive by email, checks are done by hand, and customers drop off before they finish.
- 02
Reconciliation takes days
Payments, bank statements, and the ledger are matched manually in spreadsheets.
- 03
Reports are pulled together by hand
Management and regulatory reports need data from several systems, copied and checked each time.
- 04
Collections depend on manual follow-up
Staff call and message customers about due payments one by one, and nobody has a clear view of what is overdue.
What we build
Software we build for this industry
Payment integrations
Payment gateways, UPI, cards, and payouts, with webhooks for every status change.
API development and integrationCustomer portals
Secure accounts where customers apply, upload documents, and track their status.
Custom web applicationsLending and accounting tools
Loan workflows, schedules, collections, and ledgers built around your products.
Custom business softwareReporting dashboards
Live figures from your systems for management and compliance reporting.
Custom business softwareDocument checks with AI
Reading ID documents, bank statements, and forms to speed up review.
AI integrationSomething else in mind?
Describe what you need and we will tell you how we would approach it.
Ask us
Typical features
Features these businesses usually need
- Customer onboarding with KYC
- Loan applications and approval workflows
- Payment collection and payouts
- Repayment schedules and reminders
- Ledgers and reconciliation
- Approval limits by role
- Audit logs for every sensitive action
- Management and regulatory reports
What to plan for
Rules, security, and integration
Points that shape the design from the start. We raise them during discovery so they are not a surprise later.
- Security first
- Encryption, strong authentication, role-based access, and regular dependency updates are part of the build, not added at the end.
- Regulation
- Card data falls under PCI DSS, and payment and lending businesses follow rules from regulators such as the RBI in India. The design should support KYC checks and data storage requirements.
- Audit trails
- Every change to money, limits, or customer records is logged with who made it and when.
- Reliability
- Payment and account systems need monitoring, backups, and careful release processes, because every error affects real money.
Further reading
Guides worth reading first
FAQ
Common questions
We avoid it. Card payments go through a PCI-compliant payment gateway, so card numbers never touch your servers.
If the provider offers an API, yes. Most payment gateways and many banks provide APIs for payments, payouts, and statements.
By limiting who can access what, encrypting data, logging every sensitive action, keeping dependencies updated, and testing changes before release.
Building software for your business?
Tell us about your business and the problem you want to solve. We will suggest a sensible first step and a rough scope.
